| The Los Angeles Times published
an article on Monday, August 22 (“Firms Hit by ID Theft
Find Way to Cash In on Victims”) that could leave the
incorrect impression that ChoicePoint charges consumers to access
existing information about themselves. In fact, ChoicePoint
gives consumers the ability to see – for free –
a search report of their own public records information. In
doing so, ChoicePoint exceeds existing state and federal law
related to this issue.
A ChoicePoint product referenced in the newspaper article
for which a fee is charged involves information above and
beyond this public record search report and the free reports
offered under the Fair Credit Reporting (FCRA)and Fair and
Accurate Credit Transaction (FACT) Acts.
ChoicePoint also disputes a comment by the Los Angeles Times
that ChoicePoint “is finding a lucrative new business
charging consumers worried about identity theft for access
to their own criminal, education and employment histories.”
ChoicePoint further disputes the claim that the company markets
products to consumers who may have been the victims of identity
crimes.
Quite the opposite is true. The products that ChoicePoint
offers for free, as well as the other products cited in the
article, are neither new nor lucrative. Our consumer access
products, some of which have been offered since 1997, represent
less than $150,000 of ChoicePoint’s annual revenue (2004:
$918 million). In fact, sales of these products have been
declining since we expanded our free consumer services.
Further, ChoicePoint does not advertise or market these products
beyond news releases and media interviews. These products
are offered to consumers as part of ChoicePoint’s long-standing
corporate philosophy that consumers should have access to
information used to make decisions about them.
To order a free public record search report, please visit
www.Choicetrust.com.
If you have received an FCRA notice in response to your application
for employment, insurance or housing, please follow the instructions
contained in the notice. |